SecureFlow

One plan. Several people get paid.

Pay different people from one clear plan. Each person keeps their own amount and steps.

Group SecureFlow

Collect together. Pay through one plan.

Collect together, then pay the people doing the work. Each payment follows its own steps.

Parents contribute for a school project. Suppliers and workers are paid from the agreed plan.

View details

A real shape

A house renovation in Nyeri, KES 600,000.

James funds one plan. Four responsibilities sit under it, and none of them moves the others.

Nyeri house renovation, KES 600,000, divided into 4 responsibilities: Materials for Kamau Hardware, KES 250,000; Masonry for Fundi Fred, KES 180,000; Electrical for Maina Electrician, KES 100,000; Completion and inspection for Held for final inspection, KES 70,000.

One plan

Nyeri house renovation

KES 600,000

Every amount is connected to a person, a purpose and its own conditions. The branches do not move together.

The journey

Plan, allocate, fund, complete, evaluate, settle.

Six stages. Each responsibility travels them at its own pace.

  1. 1

    Plan

    One payer describes the whole plan and what each part is for.

  2. 2

    Allocate

    Each responsibility receives its own amount, person and conditions.

  3. 3

    Fund

    The payer funds the plan. Funding is not payment to anyone yet.

  4. 4

    Complete

    Each person does their part and provides the agreed evidence.

  5. 5

    Evaluate

    SecurePay evaluates each responsibility on its own conditions.

  6. 6

    Settle

    A released amount reaches its recipient and is recorded.

How the parts relate

Independent by default, connected only where you say so.

Independence

Each responsibility has its own conditions, evidence and evaluation.

The electrician being paid does not release the mason.

Order

A part can be set to wait for another before it may begin.

Masonry starts after the materials are delivered.

Undefined conditions

A part with no conditions can be funded but can never become Payment Ready.

The inspection amount waits until its conditions are written.

The difference

Sending many payments is not the same as one agreed plan.

A bulk payment tool

Sends many payments at once. Nothing links an amount to a condition or a result.

A SecureFlow plan

One agreement, several responsibilities. Each amount waits for its own conditions and its own evidence.

Everyday use

Where Kenyans already need this.

One person funding several people, without losing track of what each amount was for.

  • A house renovation

    Materials, masonry, electrical work and a final inspection, each paid on its own terms.

  • An event with several suppliers

    Venue, catering and sound, each with its own confirmation before money moves.

  • A farm season

    Seed, ploughing, labour and transport, funded once and released stage by stage.

  • A shop fit-out

    Carpentry, signage and delivery, with one payer and several recipients.

Be precise

What sits beside SecureFlow, and what does not.

  • Group SecureFlow

    Many contributors funding several destinations under governance. It is a separate engine product, not a variation of this one.

  • SecureLink

    One payer and one recipient. If your plan has only one destination, a SecureLink is the simpler tool.

  • What SecureFlow is not

    It is not a bulk payment tool, not an accounting system, and not a judgement on whether work was done well.

Where SecurePay stops. SecurePay provides agreement-driven tools and a dependable record. It is not a bank, an insurer, a court, or a guarantee that work will be done well. Verifying who someone is does not promise how they will perform.