SecureLink
One agreement. One person gets paid.
Pay one person after the agreed work or delivery. People, steps, proof and payment stay in one record.
The journey
Agree, add money, do the work, confirm, money moves.
Five steps. Each step has a person behind it.
- 1
Agree
Everyone accepts the same exact version.
- 2
Fund
The payer places the amount under the agreement.
- 3
Complete
The agreed work or delivery is carried out.
- 4
Confirm
The named confirmer records what happened.
- 5
Money moves
Only after SecurePay evaluates the conditions.
Each step waits for a person or a policy decision. No step happens immediately or automatically simply because the previous one finished.
People
Roles stay separate.
Who proposes, who pays, who does the work, who confirms, and who receives are all named.
- MMary proposes the agreementCreator then
- DDavid accepts the agreementAcceptor then
- JJames funds itPayer then
- KHKamau Hardware supplies the cementPerformer then
- MMary confirms deliveryConfirmer then
- KHKamau Hardware receives the money after the required conditions are satisfiedRecipient
One person may hold more than one role, but SecurePay never assumes it. The person who creates an agreement is not treated as the payer unless the agreement says so.
The difference
A payment link is not a SecureLink.
An ordinary payment link
A good tool, and widely used. It does its job well.
- Identifies an amount
- Receives a payment
- Provides a payment record
A SecureLink
For the times payment depends on something being done.
- Identifies the people
- Records what was agreed
- Defines responsibilities
- Connects payment to conditions
- Records evidence and approvals
- Shows what happens next
- Preserves the agreement history
A payment link remembers the payment. A SecureLink remembers the agreement.
Everyday use
Where Kenyans already need this
Ordinary deals, written clearly.
Buying goods before delivery
200 bags of cement to a site in Ruiru. Pay after delivery is confirmed.
Paying a fundi
A plumbing job in Nakuru. Pay after the work is checked.
Paying a deposit
A shop deposit. Pay only after the keys are handed over.
Paying a supplier in another town
Goods from Eldoret. Pay when they arrive and are checked.
Be precise
What sits beside SecureLink
Group SecureLink
Many people contributing to one purpose. It is a separate product, not a variation of SecureLink.
KeyContract
A commercial label for some higher-value SecureLinks. It is not a fifth money-flow product.
What SecureLink is not
It is not a wallet, a loan, insurance, or a promise that work will be done well.
Where SecurePay stops. SecurePay provides agreement-driven tools and a dependable record. It is not a bank, an insurer, a court, or a guarantee that work will be done well. Verifying who someone is does not promise how they will perform.