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SecureLink versus SecureFlow
SecureLink is one agreement with one primary destination. SecureFlow is one plan across several people, responsibilities or destinations.
Why it matters
Choosing the wrong shape makes an agreement harder to follow. A single payment split informally between three people is much harder to evidence than three named responsibilities.
How it works
- 1SecureLink: one payer, one primary recipient or purpose, one set of conditions.
- 2SecureFlow: one payer funding several recipients, responsibilities or milestones, each with its own conditions.
- 3Both have group versions when several people contribute rather than one payer.
A practical example
Paying a fundi for a single job is a SecureLink. Renovating a house in Nyeri with a mason, a plumber and an electrician is a SecureFlow, because each trade has its own responsibility and its own condition.
Common misunderstanding
People assume SecureFlow is only for large amounts. The difference is the number of responsibilities, not the size of the money.
What to check before acting
- Count the destinations, not the shillings.
- Ask whether each part can be completed and evidenced separately.