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Individual versus group products

The individual products have one payer. The group products have several contributors and a recorded governance rule.

Why it matters

Group money needs recorded decision rules. Without them, an organizer's good intention becomes someone else's suspicion.

How it works

  1. 1Group SecureLink: many contributors, one governed purpose.
  2. 2Group SecureFlow: many contributors, several recipients or responsibilities.
  3. 3In both, organizers propose and the recorded governance rule decides what approval is required.

A practical example

A Varsityville estate collects for CCTV cameras. Contributions come from many households, and two organizer approvals — one of them the treasurer — are required before a supplier stage is approved.

Common misunderstanding

Contributors sometimes believe that contributing gives them authority over the purpose. It does not; the governance rule does.

What to check before acting

  • Read the published purpose and the governance rule before contributing.
  • Check who the organizers are and whether they have accepted.

Related SecurePay states