Agreement states
Each state carries a definition, the common next action, whether money may have moved, and the misunderstanding it usually causes.
The agreement is being prepared and has not been sent to anyone.
Common next action. Complete the details and send it to the other participants.
Common misunderstanding. A draft is sometimes described to others as an agreement they are already in.
The agreement has been sent for consideration.
Common next action. Participants read the exact version and decide.
Common misunderstanding. Proposed is not accepted.
A named participant has not yet joined SecurePay for this agreement.
Common next action. Share the invitation again, or correct the contact detail.
Common misunderstanding. Adding a phone number is thought to add a participant.
A participant has joined but has not accepted this version.
Common next action. The participant reviews the version and accepts or requests a change.
Common misunderstanding. Joining is read as accepting.
Participants have agreed to the displayed version.
Common next action. Connect the money named in the agreement.
Common misunderstanding. It does not mean funding has been confirmed.
The agreement is accepted and waiting for the payer to connect money.
Common next action. The payer funds the agreement.
Common misunderstanding. Work is sometimes begun before funding is confirmed.
A confirmed amount is connected to the agreement.
Common next action. Begin the responsibilities.
Common misunderstanding. Funded is read as paid to the recipient.
Responsibilities are being performed.
Common next action. Perform the work and record evidence as it happens.
Common misunderstanding. Progress is assumed to release money automatically.
A participant has provided a record for consideration.
Common next action. The confirmer reviews the evidence and records a response.
Common misunderstanding. It does not mean the related condition has been accepted or satisfied.
A required condition has not been satisfied.
Common next action. Identify the missing condition and who is responsible for it.
Common misunderstanding. A blocked agreement is read as a broken agreement.
A recorded question is being examined against the agreement and evidence.
Common next action. Respond to the review and provide the records you hold.
Common misunderstanding. Review opened is read as wrongdoing proven.
The current evaluation found the required conditions satisfied.
Common next action. Request the eligible release.
Common misunderstanding. Payment Ready is read as settled.
An eligible release instruction has been recorded.
Common next action. Wait for the rail outcome and keep the reference.
Common misunderstanding. Requested is read as received.
The rail is processing the instructed movement.
Common next action. Check the settlement record rather than paying again.
Common misunderstanding. Slow settlement is read as a failed settlement.
A confirmed settlement outcome has been recorded.
Common next action. Keep the record. Close out any remaining responsibilities.
Common misunderstanding. One settlement is read as the whole plan being complete.
The agreement was ended before completion under the permitted rules.
Common next action. Read the cancellation record and any resulting money position.
Common misunderstanding. Cancellation is assumed to erase the record.
A time limit recorded in the agreement passed before the required step happened.
Common next action. Create a fresh version if the parties still intend to proceed.
Common misunderstanding. An expired proposal is treated as still open.
A newer version or request has replaced this one.
Common next action. Open the current version and read it before acting.
Common misunderstanding. People continue acting on the older version. Do not act on the older version.
About the examples on this page
Every example, record and status here is demonstration content and is labelled mock. Sandbox records behave realistically but move no money. Live records come from real activity. These pages are not live customer cases.
